Learn about billing, payments and leak help for Thames Water

Understanding how Thames Water handles billing, payments, water meters, and leak support can make your account much easier to manage. This guide walks through how charges are calculated, different ways to pay your water bill online, what to do if you spot a leak, and how to keep your details up to date when moving house, wherever you live.

Whether you are a Thames Water customer in the United Kingdom or simply interested in how a major water company organises bills and leak support, it helps to understand the basics. Knowing how charges are worked out, how to submit a water meter reading, and what to do in an emergency leak can remove a lot of stress from day‑to‑day life.

Thames Water billing explained

Thames Water billing is based mainly on whether your property is metered or unmetered. If you have a water meter, you are charged for the volume of water you actually use, plus standing charges. If you do not have a meter, bills are usually based on the property’s rateable value, an older measure linked to the size and notional rental value of the building. In both cases, wastewater services are normally included on the same bill.

Bills show separate lines for water supply, wastewater, fixed standing charges, and any adjustments or arrears. Most customers are billed every six months or monthly by instalment, but exact schedules can vary. If you are struggling to pay, Thames Water and other UK water companies offer payment plans and, in some cases, social tariffs or support schemes for customers in financial difficulty.

Typical household costs vary by region, level of usage, and whether you have a meter. For example, a family that uses a lot of water for showers, garden watering, or appliances may pay less on an unmetered tariff, while a smaller or more water‑efficient household may benefit from a meter. Regulatory bodies in England and Wales, such as Ofwat, set caps and monitor average bills, so charges must follow set rules and be publicly available.


Product/Service Provider Cost Estimation
Annual water and wastewater bill, metered home Thames Water Around £450–£550 per year
Annual water and wastewater bill, metered home Severn Trent Water Around £380–£460 per year
Annual water and wastewater bill, metered home United Utilities Around £430–£520 per year
Switching to a water meter for suitable homes Thames Water Commonly installed at no direct cost

Prices, rates, or cost estimates mentioned in this article are based on the latest available information but may change over time. Independent research is advised before making financial decisions.


These figures are broad illustrations only. Your own bill will depend on your postcode, tariff, household size, and how much water you use. Checking your latest statement or the tariff pages on the company website will give you the most accurate and current information.

Water bill online payment options

Water bill online payment is one of the easiest ways to keep your account up to date. Most customers can create an online account using their customer number and postcode. Once logged in, you can view current and past bills, see your balance, and make secure card payments.

Common online payment options include debit or credit card payments, setting up a monthly Direct Debit, or arranging a recurring card payment schedule. Many people prefer Direct Debit because it spreads costs evenly across the year and reduces the risk of missing a payment. Some customers also use their mobile banking app to send a bank transfer, using the reference number printed on the bill.

If you are unable to use online services, traditional options such as payment by phone, post, or at certain payment points are usually still available. It is important to pay attention to due dates on the bill, because late or missed payments can lead to reminder letters and, in serious cases, debt collection procedures.

How to report a leak to Thames Water

If you notice water where it should not be, it is important to report a leak to Thames Water as soon as possible. Leaks can waste large volumes of treated drinking water, damage property, and in some cases undermine roads or pavements. Acting quickly helps protect both the network and your own home.

For leaks on public roads, pavements, or communal areas, you can usually report online using a leak form or interactive map, or by calling the emergency helpline. You will normally be asked for the exact location, photos or videos if possible, and any details about how long the leak has been visible.

If the leak is on your own property, responsibility depends on where the pipe is located. Generally, the water company looks after the mains and communication pipes in the street, while homeowners are responsible for internal plumbing and some pipes within their boundary. Many providers offer guidance on how to check for hidden leaks, such as monitoring your water meter when no water is being used inside the property.

Moving house and your water supply

When moving house water supply arrangements are often overlooked, but updating your details early helps avoid incorrect bills. If you are leaving a property in the Thames Water region, you usually need to give the company your moving‑out date, forwarding address, and a final meter reading if you have a meter.

For people moving into a new home, the water account does not move automatically with you. You typically need to register as the new customer, confirm whether the property has a meter, and provide an opening meter reading on the day you move in. Tenants should also clarify with their landlord whether water charges are included in rent or billed directly.

If you are moving into or out of the Thames Water area to a different part of the UK, another regional water company will be responsible for your new address. Their processes are similar, but account numbers, tariffs, and support schemes will differ. Checking the local company website in your new area can help you understand what to expect.

Contacting the water company help desk

A water company help desk is the main point of contact for everyday questions and account support. Thames Water and other providers typically offer separate phone lines for emergencies such as major leaks or supply interruptions, and for routine billing queries such as change of address, payment plans, or meter requests.

In addition to phone support, most companies now provide webchat, online contact forms, and social media channels where you can send non‑urgent questions. For formal complaints, written correspondence by email or post is usually recommended, as it creates a clear record of your case. If a problem remains unresolved, you may be able to escalate it internally and then, if necessary, to an independent ombudsman service.

Many water companies also run a priority services register for customers with particular needs, such as mobility issues, visual or hearing impairments, or medical equipment that relies on a water supply. Registering can ensure that you receive tailored communication and extra support during any service interruptions.

Water meter reading in the UK

Water meter reading UK processes are fairly similar across regions. Most meters are installed outside the property in a small underground chamber with a removable lid, while some are indoors, often under the kitchen sink or in a utility area. The display usually shows a row of black and red numbers; for billing, you normally only record the black numbers (cubic metres).

To submit a reading, you can log into your online account, use an automated phone service, or in some cases enter the reading through a mobile app. Supplying regular readings helps ensure your Thames Water billing is based on actual usage rather than estimated values, which can sometimes be higher or lower than what you have really used.

Some homes are gradually being fitted with smart meters that can send readings automatically. These can provide more detailed information on how and when you use water, helping you spot unusual patterns or possible leaks. Even with traditional meters, making a habit of checking and recording readings a few times a year can help you keep your bills under control and detect issues early.

In summary, understanding how billing works, choosing suitable payment methods, knowing how to report leaks, and keeping meter readings and contact details up to date all contribute to smoother dealings with a water company. Taking a few minutes to familiarise yourself with these processes can reduce surprises on your bill and make it easier to resolve any problems that arise.